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Predatory Lending

Posted by: Investors Lounge Online in Sub Prime Lending, Refinance, Real Estate Investment, Mortgage Fraud, Mortgage, Loan To Value, Investment, Fraud, Foreclosure, Flipping, Financing, Economy, Due Dilligence, Credit Report, Credit Cards, Commercial Real Estate, Capital Gains Taxes, Cap Rate, Bankruptcy, Bank Owned on Nov 03, 2008

There are many risks when it comes to property investment as a business. I think sometimes people, especially investors forget the steps involved when obtaining a loan and how this process may open them up for risk. There are many concepts to understand mostly because the bottom-line is determined by capitalization (CAP) rates, return on investments (ROIs), and other net operating incomes.

Predatory Lending It

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What is the Future of Mortgages Due to the Financial Crisis?

Posted by: Investors Lounge Online in Sub Prime Lending, Refinance, Recession, Real Estate Investment, Real Estate Agents, Pre Foreclosure, Mortgage, Market Prediction, Market Bubble, Loan To Value, Legislation, Investment, Foreclosure, Financing, Equity, Economy, Credit Report, Credit Cards, Commercial Real Estate, Bankruptcy, Bank Owned, ARMs, Appreciation on Sep 28, 2008

Weighing out the Financial Crisis This current talk of financial bailout suggests that as a result mortgage rates will fall allowing a surge in home buying especially for first time buyers. Still one must wonder how long this will last but also what are the long-term impacts for the housing market? Right now it feels like the lending industry is distressed but this may not be true for very long. The banks at risk of

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Who Will Bailout the Taxpayers?

Posted by: brad miller in Sub Prime Lending, Short Sale, Refinance, Recession, Real Estate Investment, Real Estate Agents, Pre Foreclosure, Over Leveraged, Over Financed, Mortgage, Market Prediction, Market Bubble, Legislation, Investment, Foreclosure, Financing, Economy, Credit Report, Credit Cards, Bankruptcy, Bank Owned, ARMs on Sep 23, 2008

Bail Out For a while now, many can spectulate the trouble started at the tail end of 2006 with the mortgage industry busy, the American economy has been struggling, facing uncertain times. Many understand the historic significance of last week but the implications of a federal bailout has yet to hit home. With the annoucement that the Federal Reserve will aid the ailing AIG with an $85 billion

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Investment Banks Fail and its Impact on You and I

Posted by: Investors Lounge Online in Sub Prime Lending, Refinance, Recession, Real Estate Investment, Real Estate Agents, Over Leveraged, Over Financed, Mortgage Fraud, Mortgage, Market Prediction, Market Bubble, Loan To Value, Legislation, Investment, Insurance, Foreclosure, Financing, Equity, Economy, Credit Report, Credit Cards, Corporation, Commercial Real Estate, Bankruptcy, Bank Owned on Sep 16, 2008

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An Alternative to Wraparound Mortgages

Posted by: Investors Lounge Online in Tenant, Subject To, Sub Prime Lending, Refinance, Real Estate Investment, Owner Will Carry, Over Leveraged, Mortgage, Market Bubble, Loan To Value, lease purchase, Lease Option, Landlord, Investment, Financing, Credit Cards, Analyze on Aug 14, 2008

There are different ways to structure real estate transactions that involve seller financing to benefit all parties. Of course the seller has concerns of protecting their property and the need for regular repayment. The following scenario explores this option in detail. Wraparound

You know that your local market has many rental properties in the inventory and you have found one that meets your

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Bail Me Out of the Mortgage Mess !

Posted by: brad miller in Sub Prime Lending, Refinance, Recession, Private Lender, Mortgage, Loan To Value, Financing, Economy, Credit Report, Credit Cards, ARMs on Jun 13, 2008

Time is of the essence for those of you that have adjustable-rate mortgages (ARM)! The housing has taken a big hit in the aftermath of the mortgage crisis, for both home sellers and buyers. Lenders are being much more astringent in their lending practices, and some are even going out of business. All of this leads to a tight credit market.

For those that negotiated an ARM, the mortgage knife

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